List of Documents and Information required for the KYC Process...

All investors investing in Mutual Funds are required to be KYC Compliant. Investors can execute financial transactions on their folios only if they are KYC compliant.

KYC is an acronym for “Know your Client”, a term commonly used for Client Identification Process. SEBI has prescribed certain requirements relating to KYC norms for Financial Institutions and Financial Intermediaries including Mutual Funds to ‘know’ their Clients. This would be in the form of verification of identity and address, providing information of financial status, occupation and such other demographic information. Applicant must be KYC compliant while investing with any SEBI registered Mutual Fund.


A KYC Application Form has been designed for Individual and Non-Individual Investors separately. The soft copy of these KYC forms will be made available on the website of all mutual funds, AMFI and Central Depository Services (India) Limited (CDSL). You may also approach your distributor for a form. It is important to read the instructions printed on the KYC Application Form while filling-up the form.

KYC Form

1. For Individual  : Download KYC Form for Individual


Please go through the following checklists before submitting the form.Note that for folios that are jointly held, all holders must be KYC compliant

Checklist for Individual investors:

1. Please ensure that the form is completed in all respects and signed by you.
2. Please affix your recent photograph and sign across the photograph.
3. Please attach your PAN card as proof of Identity. This should be a photocopy plus original for verification.
4. Please attach a Proof of Address Document (one for each distinct address). These should be either original + photocopies or attested / notarised photocopies.
5. If you are an NRI, you must mention your overseas address.
6. Please submit a photocopy of the duly completed KYC Application Form.

 Documents required:
Proof of Identity
The KYC process requires investors to provide their Proof of identity (PAN card copy only)
• Original PAN Card + Self-attested photocopies (Originals will be returned over-the-counter after verification)

Proof of Address
• Original Documents + Self-attested photocopies (Originals will be returned over-the-counter
after verification) OR
• True Copies attested by a Notary Public / Gazetted Officer / Manager of a Scheduled Commercial Bank or Multinational Foreign Banks (Name, Designation and Seal should be affixed on the copy).
Unattested photocopies of an original document are not acceptable
• If the above documents including attestation / certifications are in regional language or foreign language then the same has to must be translated into English for submission.

For Proof of Address (any valid documents listed below)
• Latest* Land Line Telephone Bill • Latest* Electricity Bill • Passport • Driving License • Latest*
Bank Passbook • Latest* Bank Account Statement • Voter Identity Card • Ration Card • Latest*
Demat Account Statement • Registered Lease / Sale Agreement of residence • Proof of Address
issued by Bank Managers of Scheduled Commercial Banks / Multinational Foreign Banks /
Gazetted Officer/ Notary Public / Elected Representatives to the Legislative Assembly / Parliament /
Any other document approved by AMFI as a valid address proof
.
* These documents should not be more than three months old as on the date of submission of this form.


Other most important points you should know for filling  KYC form:
1. Name: Please state your name as Title (Mr/Mrs/Ms/Dr/Commander/etc.), First, Middle and Last Name in the space provided. This should match with the name as mentioned in the PAN card failing which the application is liable to be rejected.
If the PAN card has a name by which the applicant has been known differently in the past, than the one provided in this application form, then requisite proof should be provided e.g. marriage certificate, or gazetted copy of name change.

2. Date of Birth: Please ensure that this matches with the Date of Birth as indicated in the PAN card.


Are there any special requirements for an NRI for KYC Process?
Yes. In addition to the certified true copy of the passport, certified true copy of the overseas address and permanent address will also be required. If any of the documents (including attestations/ certifications) towards proof of identity or address is in a foreign language, they have to be translated to English for submission. The documents can be attested by Notary public / Branch Manager of schedule commercial bank and multinational foreign bank / Officials from Indian Embassy can verify the documents with originals with their seal and signatures.
Foreign nationals are not allowed to apply, unless they are Non-resident Indians or Person from Indian origin.
How to check KYC Status:

Click here to check KYC application status at CVL's Website.